Pankaj Agrawal

About Pankaj Agrawal

A graduate of the Indian Institute of Technology, Kharagpur, with a bachelor\'s degree, I currently serve as a Project Manager at EXL. My core competencies include credit card portfolio analytics, credit and fraud risk management, machine learning, and advanced forecasting techniques such as time series and vintage forecasting. These skills are complemented by my certifications in applied machine learning and data science basics. At EXL, I have contributed to optimizing credit risk strategies and implementing machine learning models that empower data-driven decision-making. Enthusiastic about fostering collaboration, I work closely with teams to deliver results in high-pressure environments. I am motivated to continuously enhance processes and bring innovative solutions that align with organizational goals while leveraging my technical background and diverse analytical expertise.

Experience

1. Project Manager

   EXL

   Jul 2025 — Present · Gurugram, IN

   Credit Card- Credit and Fraud Risk- Portfolio Analytics- Forecasting & Modeling- Machine Learning- Time Series Forecasting- Roll Rate Forecasting- Vintage Forecasting

Education

• Indian Institute of Technology, Kharagpur

  Bachelor's degree, Civil Engineering

  2016 — 2020