Padma Rajagopal

Vice President - Senior Credit Officer Manager @Moody's Ratings

MOODY’S INVESTOR SERVICE, New York, NY 12/2013 – Present Vice President • Lead analyst and credit committee chair for rating single family rental (SFR) transactions, RMBS Prime Jumbo, GSE and mortgage insurance credit risk transfer, Re-Performing Loan and Seasoned Performing sub-sectors. • Developed the ratings criteria for SFR transaction and rated the first Single Borrower and Multi Borrower transaction. • Perform research and credit analysis in the SFR space and worked with financial writers to publish articles. • Perform company origination, servicer and general business review to determine credit risks associated with rated transactions. • Develop, write and present rating recommendation for SFR and various mortgage related transactions to credit committees. • Transaction management responsibility – review transaction documents in conjunction with in-house and external counsels and close transactions. • Conduct various internal projects requested by management to improve efficiencies of departmental operations.