P Sureshkumar
MSME WORKING CAPITAL
- Role
- Relationship Manager at ESAF Bank
- Location
- Erode, IN
- LinkedIn followers
- 500 followers
About P Sureshkumar
Objective: To work in a competitive environment where my skills and goal oriented knowledge are utilized for the growth of the organization. Experience Details: India Shelter Finance Corporation Limited, Erode Designation: Relationship Manager Period: Jan 2021 to till date Products (Home Loan, Mortgage Loan) Aptus Value Housing Finance India Ltd, Erode Designation: Senior Sales Officer Period: July 2018 to Oct 2020. Products (Home Loan, Mortgage Loan) Analyze Applicants Financial Status, Credit, and Property Evaluation to Determine Loan feasibility. Perform daily maintenance of the Loan applicant Database. Coordination with Credit & Legal and Technical Officer for Verification Reports. Ability to disburse loans to the needy and collect loans from defaulter. IRDAI – Insurance Agent, Gobichettipalayam Period: June 2017 to June 2018.(HDFC Ergo Health Insurance Company, THE NEW INDIA ASSURANCE CO. LTD.) Developed marketing strategies to compete with other individuals or companies selling insurance Planned and oversaw the incorporation of insurance program into bookkeeping system of company Monitored insurance claims to ensure quick settlement Explained the features, benefits, and disadvantages of different types of policies to promote the sale of insurance plans Made cold calls, followed up company provided leads, and successfully sold insurance Plans to clients Aptus Value Housing Finance India Ltd, Erode Designation: Sales Officer Period: Nov 2016 To May 2017. Products (Home Loan, Mortgage Loan) Analyze Applicants Financial Status, Credit, and Property Evaluation to Determine Loan feasibility. Coordination with Credit & Legal and Technical Officer for Verification Reports. HDB Financial services LTD, Gobichettipalayam Designation: Sales Officer Period: Apr 2016 To Nov 2016. Handling products are, Personal loans (Salaried & Self-employed), Loan against Properties, Business loans, Loan against gold & Car loan (new & used). Responsible for both sales and collections, reporting to Sales Manager on daily basis. Manappuram Finance Ltd – Salem Region Designation: Internal Audit Period: Jan 2013 – Feb 2016. Products (Gold Loan, NCD,Vehicle Loan, Mortgage Loan, Insurance) Experience in verifying documents and processing loans Identifying and reporting any violations of suspected loan cases to the management Performed audits on loan accounts and prepared audit reports.
Experience
Relationship Manager
Mar 2023 — Present · Erode, IN
MSME WORKING CAPITAL- Overdraft / Cash credit
Education
KSR college of arts and science
Bachelor of Commerce - BCom
2009 — 2012
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