Craig Overton

About Craig Overton

I am a commercial banking leader with a strong focus on relationship‑driven lending, disciplined credit execution, and long‑term partnership with business owners.In my role as a Commercial Lender, I work closely with entrepreneurs, executives, and professional advisors to structure financing solutions that support growth, stability, and succession—while maintaining sound credit fundamentals. My approach balances practical underwriting, clear communication, and a deep understanding of how businesses actually operate beyond the numbers.I specialize in:Owner‑occupied commercial real estateOwner and non-owner occupied construction lendingCommercial real estate development and permanent financingComplex cash‑flow analysis and credit structuringRelationship banking within growth‑oriented marketsI believe the strongest credit decisions are made where data, experience, and judgment intersect. While technology continues to enhance efficiency, I place lasting value on listening to clients, understanding their objectives, and serving as a steady partner through multiple economic cycles.Colleagues and clients know me for being thoughtful, accessible, and direct, with a commitment to doing what’s right for both the borrower and the institution.Always open to meaningful conversations about business growth, lending strategy, and community impact.

Experience

1. Vice President - Commercial Relationship Officer

   Firstar Bank

   Nov 2025 — Present · Fayetteville, AR, US

   Originated, structured, and managed commercial credit relationships, including commercial real estate and construction lending. • Focused on relationship-driven banking to foster long-term client partnerships. • Employ disciplined underwriting practices to ensure sound credit decisions.

Education

• University of Phoenix

  MBA, Masters of Business Administration

• University of Arkansas

  BA, Political Science

  2001 — 2005

Skills

• Strategic Financial Planning
• Banking
• Home Equity Lines of Credit
• Consumer Lending
• Sales Management
• Lines of Credit
• Microsoft Word
• Home Equity Loans
• Credit
• Commercial Lending
• Microsoft Office
• Sales
• Banking Relationships
• Deposits
• Treasury Management
• Customer Service
• Financial Planning
• Branch Banking
• Mortgage Lending
• Residential Mortgages
• Insurance
• Relationship Management
• Small Business
• Loan Origination
• Small Business Lending
• Credit Analysis
• Fha
• Commercial Banking
• Refinance
• Financial Analysis
• Leadership
• Cross Selling
• Budgets
• Finance
• Financial Services
• Branch Management
• Commercial Mortgages
• Microsoft Excel
• Credit Cards
• Loan Servicing