Oscar Gonzalez

About Oscar Gonzalez

Executive leader in digital banking and embedded finance, delivering innovative products that transform client experiences and drive measurable business impact. I specialize in turning client needs into market-ready solutions, guiding global teams from concept to launch. Frequent industry speaker and contributor on Open Banking, APIs, and emerging technologies, with a passion for shaping the future of seamless, connected financial services.

Experience

1. SVP, Director of Product Management, Head of Corporate Embedded Banking

   Citizens

   Sep 2021 — Present · Boston, MA, US

   Articulate the product vision and strategy of Embedded Finance to enable business and corporate clients to bank with Citizens from their preferred application.Establish the product vision for the Commercial Digital Channel, ensuring a seamless and best-in-class experience across all digital channels (Portal, App, API Banking).Spearhead market discovery, fintech partnerships, and client discussions to influence Citizens digital transformation roadmap.Emphasize business intelligence and AI to maximize client engagement and develop recommendations for the sales teams.Organize technology capacity for the required architecture.Lead a high-performance team by attracting, retaining, and developing top talent while fostering a culture of client-centricity, ownership, collaboration, and innovation.Represent Citizens as a thought leader in industry events, and publications. Product Owner Commercial APIs.Product Owner ERP Banking.Product Owner Unified Single Sign On Portal.

Education

• Universidad Complutense de Madrid

  Bachelor of Science - BS, Economics and Business Administration

• Coventry University

  Masters degree, e-Commerce

Skills

• IT Strategy
• Management Consulting
• Program Management
• Strategic Planning
• Vendor Management
• Business Transformation
• Project Delivery
• IT Management
• Internet Banking
• Information Technology
• Requirements Analysis
• Business Process
• Business Process Re-Engineering
• Change Management
• Digital Strategy
• Software Project Management
• Business Strategy
• Strategy
• E-Commerce
• Integration
• Project Portfolio Management
• Project Management
• Consulting
• Leadership
• Business Intelligence
• Analytical Skills
• Banking
• Risk Management
• Digital Marketing
• Governance
• Business Analysis
• Business Process Improvement
• Sdlc
• Portfolio Management
• Requirements Gathering
• Insurance
• Agile Methodologies
• Project Management Office (Pmo)
• Management
• Cross-Functional Team Leadership