Opeyemi Ogunnoiki-Elugbadebo
Manager Product Management- Fraud & Risk (Europe) @Mastercard
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WORK HISTORY
Manager Product Management- Fraud & Risk (Europe) @Mastercard
London, GB
Own strategy and rollout of AI-driven fraud and acquiring risk products across European markets, enabling financial institutions to monitor merchant behaviour, detect anomalous activity and optimise transaction trust.Key Contributions- Led launch of an acquiring risk monitoring program enabling proactive merchant onboarding risk assessment and behavioural transaction surveillance- Drove 20% revenue growth through roadmap prioritisation aligned to regional risk and regulatory needs- Managed commercialisation lifecycle including pricing, readiness and market adoption strategy- Acted as regional product authority across issuing, acquiring and network stakeholders- Partnered with analytics teams to align model outputs with portfolio risk tolerance and customer friction expectations
EDUCATION
Redeemer's University
Bachelor's degree, Computer Science
ABOUT OPEYEMI OGUNNOIKI-ELUGBADEBO
Product leader with 12+ years of experience building and scaling AI-driven fraud, cyber intelligence, and payment decisioning platforms across Europe and EEMEA.Currently in AI risk and payment decisioning capabilities at Mastercard, driving multi-market adoption of machine learning-powered fraud prevention solutions.I specialize in translating complex machine learning models into commercially viable, operationalized risk products, enabling financial institutions to move from reactive investigation to proactive fraud prevention.My work sits at the intersection of:• AI-driven decisioning• Behavioral analytics & anomaly detection• Fraud & AML platforms• Risk signal operationalization• GTM strategy across regulated marketsI partner closely with data science, engineering, sales, and regional market teams to optimize model performance, improve approval rates, reduce fraud losses, and scale product adoption across diverse regulatory environments.Previously led digital banking transformation initiatives across 19 African markets at United Bank for Africa, driving POS expansion, merchant acquiring optimization, and operational efficiency at scale.I am particularly interested in- AI explainability in payments- Model governance & bias mitigation- Preventative risk intelligence- Scaling ML platforms across global markets
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