Omdeep Bahl
Fintech Technical Architect | Payments • Wallets • Lending • Cross-Border | Cloud & Microservices | PCI DSS, GDPR, SOC 2 | AI Fraud Prevention
- Role
- Lead Technical Architect & Head of Technical Development at Vista Money
- Location
- Gurugram, IN
- LinkedIn followers
- 500 followers
About Omdeep Bahl
Fintech Technical Architect with 10+ years of experience building scalable, secure, and…
Experience
Lead Technical Architect & Head of Technical Development
Mar 2020 — Present · Gurgaon, IN
Architected fintech ecosystem (KYC, wallets, payments, lending) •Delivered AI-driven fraud detection•Designed and governed the technical architecture of Vista Money’s modular fintech ecosystem, enabling scalable onboarding, KYC, wallet management, and payment processing.• Spearheaded secure API gateway implementation and adopted OAuth 2.0 and JWT-based authentication flows.• Led architecture reviews, code quality enforcement, and technical mentoring for 10+ developers and engineers.• Spearheaded end-to-end setup and expansion India team with a team of 20+, overseeing recruitment, training, and operations from ground zero.• Led the full lifecycle of merchant onboarding including KYC, compliance checks, integration, and ongoing support, ensuring alignment with regulatory requirements and PSPs.• Acted as a key liaison between clients and the development team to translate business requirements into technical specifications and deliver customized Fintech solutions.• Directed product roadmap development and introduced innovations aligned with customer behavior, market needs, and industry standards.• Implemented AI-level tools to streamline fraud detection, credit scoring models, and transaction analytics, significantly improving operational intelligence.• Managed development of end-to-end payment solutions—wallets, gateway integration, lending modules, and reconciliation systems.• Handled strategic partnerships and integrations with PSPs (LetzPay, BillDesk, Trust Payments, etc.) and card networks (Visa, Mastercard).• Successfully managed international clients from the Gulf, Europe, and the US in delivering customized payment, lending, and exchange platforms.• Oversaw DevOps to ensure maximum uptime and stability across mission-critical Fintech infrastructures.• Supported cross-border project execution and built crypto-exchange and card issuance platforms meeting global compliance benchmarks.• Worked with clients across Europe, Asia, US -> 25+ countries
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