Omar Ali
- Role
- VP, Relationship Manager at Golden State Bank
- Location
- Irvine, CA, US
- LinkedIn followers
- 500 followers
About Omar Ali
Over Twenty years experience in Corporate Banking and Financial Services, Specializing in…
Experience
VP, Relationship Manager
Jun 2021 — Present · Upland, CA, US
Manages, maintains, and grows current banking relationship. Responsible for a portfolio of small to mid-sized businesses. • Engages in relationship and portfolio management. • Collects information required to evaluate their creditworthiness and service requirements. • Performs assessment and analysis of financial condition and credit risk within the framework of the Bank’s credit culture and current economic and industry trends. • Gathers and analyzes all information necessary to present loan recommendations for approval. • Analyze commercial loan applications in order to facilitate the credit approval process. • Evaluate repayment capacity. • Collect relevant information to prepare the credit commitment report. • Work with the Loan Documentation team to ensure all necessary items needed for the closing of the loan is in process and well-managed. • Follow-up on financial performance covenants, monitoring requirements, ensure accurate borrower risk ratings for new and existing credit requests based on analysis. • Maintain reporting of maturing loans and lines of credit to ensure timely and efficient renewal process, confirming necessary information is received prior to line maturity. • Maintain customer relationships by performing annual site visits to confirm real estate collateral quality, business asset quality and meet face-to-face with clients to build a powerful banking affiliation in all business cash flow cycle needs. • Portfolio management functions include monitoring and managing the credit quality of the assigned loan portfolio. • Reviews client’s accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank.
Education
City University of Seattle
Bachelor of Science - BS, Accounting
1995 — 1998
City University of Seattle
Advanced Certificate , Financial Management
1997 — 1998
City University of Seattle
Master of Business Administration - MBA, Finance
1998 — 1998
Cairo American College (CAC)
High School
1990 — 1995
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