Obeth Dávila

About Obeth Dávila

Obeth is a traveler who visited, studied, and lived abroad before finally rooted himself in Rocklin, CA. He studied business at Lake Tahoe Community College, American River College, and obtained a degree in global business management from the University of Phoenix. He excelled in the hospitality business and leading teams in the automobile industry. He made the decision to switch from selling to his customers to advising business owners and employees on how to help protect their income and assets.Through witnessing how uncertain economic times has affected clients, and experiencing it firsthand, Obeth is passionate about advising his clients on how to keep and grow what they’ve worked hard to obtain. His planning approach is based on understanding his clients’ needs and how they envision their future. Keeping those needs in mind, he works to tailor strategies based on the client’s priorities, timelines, risk tolerance, cash needs, and future goals. He is passionate about building added security and confidence for his clients in this complex retirement and investment landscape.Obeth holds life insurance licenses in California, Washington and Pennsylvania. As an independent advisor, he feels confident in providing products that best fit his clients’ needs.Obeth is married to his lovely wife, Leah, and they live in Rocklin with their four boys: Obie, Noah, Otto, and Massimo. He loves cooking and entertaining, improving his CrossFit game, and trying to keep up with his children\'s’ activities.

Experience

1. Insurance Broker Advisor

   Capstone Financial Group - Aic

   Aug 2022 — Present · Folsom, CA, US

   I advise business owners on various strategies to help protect what they\'ve build. Through our comprehensive approach, we analyze what a business owner may need in order to protect the business, protect their employees, and maximize tax strategies available to keep more of what they make. We focus on three key areas. Life Insurance and Annuities. We specialize in business life insurance, and can offer a business valuation at no cost to the business owners. We offer Key Person, Buy-Sell Agreement, Group, and Executive Bonus Life insurance as well as Premium Finance. Annuities, either immediate or deferred, that provide an additional supplement to retirement for individuals.2. Group Retirement plans, and retirement strategies for business owners and their employees. Health Benefits. We work with insurance providers to find the best plans for a business\'s needs and budget, as well as educating employees about their options and helping them enroll in a plan. In addition to traditional health insurance plans, we may also help businesses explore alternative options such as self-insured plans or health savings accounts (HSAs). It is important to keep up to date on the latest trends and developments in the field of health benefits and to be able to effectively communicate the options and benefits to businesses and their employees.

Education

• National Institute of Certified Estate Planners

  Certification , Certified Estate Planner CEP®

• Fi360 A Broadridge® Company

  Accredited Investment Fiduciary- AIF®, Finance and Financial Management Services

• University of Phoenix

  Bachelor of Science in Business, Global Business Management

  2012 — 2015

• South Tahoe High School

  Diploma, General Education

  1990 — 1994

Skills

• International Trade
• Team Building
• Management
• Customer Satisfaction
• Training
• New Business Development
• Contract Negotiation
• Business Development
• Budgeting
• B2b
• Leadership
• Negotiation
• Sales
• Cross-Functional Team Leadership
• Marketing Strategy
• Sales Management
• Sales Operations
• Customer Service
• Project Management
• Strategic Planning
• Account Management
• Venture Capital
• Marketing
• Commodity
• Business Strategy
• Investments
• Business-to-Business (B2b)
• Analysis
• Real Estate
• Business Planning
• Budgets
• Finance
• Sales Process