Norma Llosent

About Norma Llosent

Norma is a tenured Employee Benefits producer at Marsh & McLennan Agency – Florida Region. She has a practiced background in sales and marketing management, account management, plan design development, and contribution strategies for large employer groups. Norma works well with large multi-site employers, as well as privately held, publicly traded, and not-for-profit companies. She is also knowledgeable of products and services with all major insurance carriers, in addition to their underwriting methodology. She carries out strong insurance carrier relationships, and is actively involved in legislative issues and their impact on clients.Norma specializes in Consulting & Brokerage for Employee Benefits, Underwriting, Alternative Funding Analysis and Recommendations, Employee Contribution Analysis and Planning, Benefit Benchmarking, Financial Forecasting and Management of Benefits Budget, Compliance Audits & Remedies, Health Reform Consulting, Exchange/Marketplace Solutions, Health & Wellness Design, Implementation & Execution, and Mergers & Acquisitions.

Experience

1. Senior Vice President

   Marsh McLennan Agency

   Apr 2000 — Present

Skills

• Mergers & Acquisitions
• Employment Practices Liability
• Property & Casualty Insurance
• Life Insurance
• Liability
• Health Insurance
• Brokers
• Managed Care
• Health Savings Accounts
• Analysis
• Human Resources
• 401k
• General Insurance
• Health Care Reform
• Term Life Insurance
• Group Insurance
• Account Management
• Benefits Administration
• Claim
• Workers Compensation
• Commercial Lines
• Long-Term Care
• Insurance Brokerage
• Legal Liability
• Medicare
• Working with Brokers
• Insurance
• Employee Benefits Design
• Whole Life
• Casualty
• Sales
• Accident
• Cobra
• Underwriting
• Professional Liability
• D&O
• Employee Benefits
• Umbrella Insurance
• Claims Management
• Captives