Noelle Nails

Chief DE Underwriter at Prysma Lending Group

Role: Chief De Underwriter at Prysma Lending Group
Location: Milford, CT, US
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Noelle Nails

Over 36 consistent years of solid, progressive experience in positions that have required…

Experience

Chief De Underwriter
Prysma Lending Group
Jan 2014 — Present · Danbury, CT, US
Analyzed credit worthiness of individuals to determine the degree of risk involved in extending credit for residential loan requests. Front end Underwriter responsible for the analyses, verification of creditworthiness and awarding FHA, Co-op, ITIN and Conventional loan products to a wide range of customers.* Valid Direct Endorsement Underwriter /Chums ID * Subject matter expert pertaining to FHA and co-op loans.* Serve as informal “help-desk” to loan officers and colleagues for questions relating to guidelines and underwriting criteria.* Evaluated and examined transactions to ensure accuracy and completeness.* Responsible for analyzing, reviewing and approving FHA/Conventional loans.* Responsible for overall credit decision following lender guidelines, due diligence on each file for fraud and creditworthiness and compliance reviews.* Independently evaluated a variety of complex, high-risk mortgage loan applications.* Countered offer loan products to meet individual credit limitations by evaluating income, debt ratios, loan to value, credit score, review of appraisal and collateral property is acceptable and any other factors within guidelines determined by a full review.* Determined loan conditions and communicated final decision to necessary departments.

Skills

Wholesale Underwriting
Fha
First Time Home Buyers
Government Loans
Underwriting
Investment Properties
U.s. Federal Housing Authority (Fha)
Credit
Post Closing Suspense
Funding
U.s. Fha Financing
Credit Analysis
Retail Underwriting
Loan Origination
Loans
Mortgage Banking
Banking
Risk Management
Post Closing
Refinance
Fha Financing
Mortgage Underwriting
Residential Mortgages
Mortgage Lending
Co-Operative Properties
Quality Control

Contact information

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Work email
n•••••@prysma.com
Personal email
•••••@•••••.com
Direct dial
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Current company

Prysma Lending Group

Banking · 24 employees · Founded 2003 · Danbury, Connecticut, United States

Prysma Lending Group is a mortgage lender specializing in the Latino community, committed to helping families build long-term wealth through homeownership. Founded over 20 years ago and headquartered in Danbury, Connecticut, Prysma has grown into one of the most trusted and mission-driven lenders in the region. With licenses in Connecticut, Florida, Massachusetts, New Jersey, New York, Pennsylvania, and Texas, Prysma continues to expand its impact by offering mortgage solutions tailored to the unique needs of each client. As one of the first mortgage lenders in the United States to offer ITIN home loans, Prysma has proudly helped thousands of families who might have otherwise been excluded from traditional lending. To date, the company has funded over $1.5 billion in home loans, empowering clients not only to buy homes, but to take the first steps toward generational wealth. At the heart of Prysma’s success is its dedication to community and culture. The team understands that representation matters — and that families are more likely to trust someone who speaks their language, understands their challenges, and is genuinely invested in their success. That’s why Prysma is committed to building a team of Loan Officers who are driven by purpose and passionate about making a difference. For Loan Officers, Prysma offers a career path that goes far beyond sales. New team members receive hands-on support, mentorship from experienced leaders, and access to a collaborative work environment designed to help them grow professionally and personally. Loan Officers at Prysma are equipped with the tools, training, and marketing support they need to build lasting client relationships and a thriving business of their own. Whether you are a first-time homebuyer or a Loan Officer looking to make an impact, Prysma Lending Group is here to help you grow.

prysma.com

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About Noelle Nails

Experience

Chief De Underwriter

Skills

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