Noel Ferrufino
SVP - Business Development Officer @Gulf Coast Small Business Lending
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WORK HISTORY
SVP - Business Development Officer @Gulf Coast Small Business Lending
Miami, FL, US
In my role as an SBA business development officer, I work closely with both entrepreneurs and referral sources to assess and structure the financing requirements of small businesses throughout the continental United States. I take a consultative, value-added approach in working with borrowers to structure a customized financing package to fit the unique needs of each business. Offering SBA 7a, SBA 504, and USDA B&I small business loan programs We are cash flow lenders, not afraid of goodwill Down payments as low as 10% Loans available to construct, renovate, refinance, expand, or acquire commercial real estate, as well as for business acquisition, franchise, debt restructure, partner buy outs, start-up franchise restaurants, and equipment finance Terms up to 25 years, fully amortizing Loan approvals typically issued within 7-10 days Fast, free, and accurate loan pre-qualifications Nationwide SBA Preferred Lender Note that I am fully bi-lingual (English-Spanish)
EDUCATION
Colorado State University
Bachelor of Science (B.S.), Business Management & Finance
SKILLS
ABOUT NOEL FERRUFINO
At Gulf Coast Small Business Lending we specialize in nationwide lending solutions for small businesses. I am based out of our Miami office and am able to provide customized solutions to clients nationwide. If you or your clients are in need of financing, please contact me at 30••••••68 (mobile) for additional information.We offer a best-in-class Loan Referral Program starting at 1% with increases for every $4MM referred and can reach as high as 2%. The referral fee is cumulative and has no annual reset. Some restrictions apply, contact me for details.(Of course, referral fees are subject to change without notice and are paid only for funded SBA Guaranteed Loans).Specialties: Direct SBA lending; Nationwide SBA Preferred Lender; Small business lending; SBA 7a loans; SBA 504 loans; USDA B&I loans; Cash flow lending; Owner-user commercial real estate loans (to construct, renovate, refinance, expand, or acquire); Business acquisition financing especially those with a goodwill component; Franchise financing; Equipment financing; Commercial debt refinance & /or restructure; Business expansion financing; Restaurant financing (independent and franchise); Partner buy-out financing; Start-up franchise finance; Low down payments; Long term fully amortizing repayment terms; Fast, accurate, and free loan pre-qualifications.
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