Nitin Ahuja
CFA Level II Candidate | Deputy Manager – Credit Underwriting at HDFC Bank |NISM Certified in Research & Derivatives | M.Com
- Role
- Deputy Manager Credit Underwriter at HDFC Bank
- Location
- Ulhasnagar, MH, IN
- LinkedIn followers
- 500 followers
About Nitin Ahuja
Deputy Manager – Credit Underwriting at HDFC Bank with 7+ years in banking and financial…
Experience
Deputy Manager Credit Underwriter
Jul 2022 — Present · Mumbai, IN
Reporting to Deputy vise president, overseeing retail branch banking products including Loan against securities(LAS), overdraft against fixed deposit(ODFD), Temperory overdraft(TOD), Letter of credit, Bank guarantee, SBLC, solvency certificate, Credit information reports, confidential reports and offshore loan against deposit-Ensure error free processing, Authorisation of BG/LC/FLC/SBLC, Buyers credit issuances, Amendment basis on Bg allocation/request- Underwriting proposal individually up to Rs 2 Crore- Daily communication and Co-ordinate with branch operations team,RMs, sales team and audit teams in order to make decisions quickly- Handle escalations, Email query and Audit query- Preparing credit appraisal memos, analyzing the end use of funds, creating financial summaries based on audit reports -Conduct risk assessment and routine process checks including CIBIL, CRILIC and RBI Checks, as well as background checks- Take precautions that underwriting is done based on prescribed RBI guidelines,Internal product and Legal policies and procedures- Ability to understand Bank statements, Financials ratios, working knowledge of various credit checks portals like PROBE 42, MCA, TransUnion CIBIL, CRIF High mark, Hand on experience into Excel and working knowledge of financial software - Finnone Web LOS, Finacle, SFDC- Preparation of monthly MIS data publishing dashboard and PPT to seniors- Ensure transactions are processed within turn around time
Education
Maharashtra State Board of Technical Education, Mumbai
High School Diploma
Maharashtra State Board of Technical Education, Mumbai
High School Diploma, Business/Commerce, General
University of Mumbai
M.com, Business/Commerce, General
2017 — 2020
Mumbai University
Bachelor of Commerce, Business/Commerce, General
Maharashtra State board
HSC, commerce
2012 — 2014
Mumbai University
Master of Commerce, Business/Commerce, General
Maharashtra State Board
Ssc
2002 — 2012
University of Mumbai
B.com, Business/Commerce, General
2014 — 2017
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