Nithin M
Credit Manager
- Role
- Credit Analyst at Genpact
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
Experience
Credit Analyst
Apr 2025 — Present · Bengaluru, IN
Performing timely Credit Risk Analysis on Prospect & ExistingCommercial Customers By Monitoring & Managingtheir Portfolio.•Analyzing & interpreting financial statement (Balance sheet, Profit & Loss and Cash Flow Statements) andReporting.•Run the Credit services For the Business Supporting Credit Review & Customer Set up & order Release.•Effectively Communicate the Credit Findings to the Responsible DealTeam to Avoid the Credit Risk.•Navigating with the multiple credit Tools Such as D&B & Definitive todo the Detailed Credit Analysis.•Skilled in using HighRadius and Siebel to review accounts receivableand assess customer payment trends.•Working with the ERP tools such as SFDC (Sales Force) and SAP inAssigning the Credit Limit & , Doing the Credit Check & release the Orders.•Ensure Execution with the Industrial Credit Risk Policy & Adherence toEstablished Delegation of Authorities.•Independently Handling Call with the Credit Risk Manager onDiscussing the Customer Credit Exposure and thePayment Behavior.•Analyzing the Quantitative and Qualitative factors in order.todetermine risk involved.•In-depth quarterly and annual reviews of clients in the US marketincluding financial analysis, credit riskevaluation, and risk rating assignment.
Education
T.K.M.College of Arts and Science, Kollam
Bachelor of Commerce - BCom
2010 — 2013
DY Patil University
Executive MBA
2025
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