Nishant Gupta

WORK HISTORY

EDUCATION

ABOUT NISHANT GUPTA

Fintech | BFSI | Pharma | ConsumerTech | Aerospace | Strategy, Analytics & Investments | 5 Years of ExperienceI’m a strategy and investment professional with ~5 years of experience across fintech, BFSI, pharma, consumer tech, and aerospace, blending deep analytical skills with commercial thinking to drive growth, optimize EBIT, and assess scalable investment opportunities.At American Express, I collaborated with international market teams to design transaction authorization rules and credit risk strategies across key geographies. I created policy-led and model-driven risk controls to strengthen portfolio quality and led due diligence on major payment platforms (e.g, PayPal, Stripe), shaping strategies to manage high-balance exposure and improve transparency in merchant ecosystems.At Citibank, I designed an acquisition strategy for a $10M/month Citi-branded card portfolio, improving P&L forecasting during COVID volatility and driving a 5% EBITA increase. I enhanced financial models to boost NPV by 10% across five products and improved process efficiency by 20% through collaboration with finance, risk, and product teams. I also led MVP testing and product-market fit analysis for a cashback card, piloting adoption with 5% of the target base to inform full-scale rollout.At EY, I evaluated 100+ AI/ML-based InsurTech and FinTech startups, identifying investment-ready opportunities and product whitespace. My early experience at ZS Associates involved advising Fortune 500 pharma clients on GTM, segmentation, and salesforce sizing, delivering $80M+ in long-term cost savings.Most recently, I worked with HAWK Aerospace, where I supported fundraising and strategic partnerships with drone manufacturers, built investor-facing pitch decks, and led business/capacity forecasting for expansion planning. MBA – IIM Bangalore | B.Tech.(Hons.) – IIT Dhanbad (Petroleum + CS Minor)