Nirav Mehta

About Nirav Mehta

I am a Seasoned Banking, Financial Services and Insurance - BFSI Professional With Over 15 Years Of Experience in Portfolio Management, Debt Management, Strategic Planning, Digitization, and Data Analytics Science in the Retail, Business Banking, SME, Corporate, and Rural Banking spaces.I currently supervise the creation and application of Debt Service Management plans, using data analytics to spot patterns and areas for improvement. I collaborate closely with cross-functional teams to identify risks and design solutions that are specific to each product\'s requirements. I\'m also in charge of keeping an eye on how debt portfolios are performing and suggesting changes as necessary.I am committed to continuous learning and staying up-to-date on the latest trends and best practices in debt management and analytics. I am also passionate about sharing my knowledge and expertise with others. I have a deep understanding of the complexities of debt management and the importance of data-driven decision making.

Experience

1. Senior Vice President Head - Strategy, Analytics & Projects - Retail Portfolio Management Group

   Axis Bank

   Oct 2024 — Present · Mumbai, IN

   As the Senior Vice President and Head of Strategy for Secured Products within the Retail Portfolio Management Group at Axis Bank, I am responsible for leading the strategic direction, product innovation, and portfolio management of secured products. My role encompasses crafting long-term strategies, optimizing portfolio performance, and driving resolution growth through data-driven decision-making and market insights.Key responsibilities include:Developing and executing comprehensive business strategies to enhance the performance of the secured products portfolio, aligning with the company’s overarching goals.Overseeing risk management and credit policies to ensure a balanced and profitable portfolio, while maintaining regulatory compliance and risk mitigation.Collaborating with cross-functional teams including risk, finance, sales, and marketing to deliver innovative solutions and product enhancements that meet customer needs and market demands.Driving digital transformation initiatives to streamline operations, enhance customer experiences, and improve overall portfolio efficiency.With extensive experience in strategic leadership, product development, and portfolio management, I am committed to driving innovation and growth in the secured products space. My focus is on delivering sustainable value while fostering a culture of excellence and continuous improvement across the retail portfolio management group.

Education

• The Bhawanipur Education Society College

  Bachelor of Commerce - BCom ( Account Honours ) 🎓, Accounting and Finance

• The Assembly of God Church School - India

  Indian School Certificate ( ISC ) Class XII, Account & Commerce

• St. Vincent's High and Technical School

  Indian Certificate of Secondary Education ( ICSE ) Class X, English, Science, Maths, Commerce, Computers , Social Studies

• IBS Mumbai

  Master of Business Administration - MBA 🎓, Accounting and Business/Management

Skills

• Analytics
• Negotiation
• Credit Risk
• Credit
• Management
• Product Management
• Financial Analysis
• Strategic Planning
• Credit Analysis
• Vendor Management
• Banking
• Credit Cards
• Retail Banking
• Business Planning
• Payments
• Market Research
• Branch Banking
• Mortgage Lending
• Portfolio Management
• Strategy
• Project Management
• Relationship Management