Niraj Kumar
Fraud & Leakage Analyst at Allianz Partners || Ex-Bank of America
- Role
- Fraud & Leakage Analyst at Allianz Partners
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Niraj Kumar
Analytical professional with nearly 5 years of experience in fraud detection, leakage analysis, and risk mitigation across banking and insurance domains. Skilled in identifying control gaps, strengthening fraud frameworks, and collaborating with cross-functional teams to ensure compliance, operational excellence, and financial integrity.
Experience
Fraud & Leakage Analyst
May 2024 — Present · Gurugram, IN
Manage a team of two Fraud Analysts in India, monitoring day-to-day productivity and ensuring alignment with organizational objectives.• Conduct comprehensive investigations into suspected insurance fraud cases generated through the Global Anti-Fraud System (GAFS) and other referral channels from the Claims team.• Perform triage analysis to distinguish between false positives and genuine fraud indicators across multiple Lines of Business (LoBs) including Travel, Roadside Assistance, MDDR (Digital Device Protection), and Home Assistance.• Apply deep knowledge of Fraud Functional Rules, Leakage Management Policies, GDPR, and OSINT techniques to ensure accurate processing and compliance with UK regulatory standards.• Collaborate with onshore Anti-Fraud and Data Protection Officers (DPOs) to resolve complex fraud cases within defined SLAs, ensuring complete case documentation and audit readiness.• Identify emerging fraud patterns, typologies, and control gaps, contributing to risk assessments and strategic process improvements.• Prepare detailed daily, weekly, and monthly reports summarizing fraud statistics, trends, and key recommendations for fraud control enhancement.
Education
iNeuron.ai
Full Stack Data Analytics
ARKA JAIN UNIVERSITY, Jamshedpur, Jharkhand
Bachelor of Commerce - BCom, Finance, General
D.A.V Public School, N.I.T Campus, Adityapur, Jamshedpur, Jharkhand.
10th, General Studies
Jain (Deemed-to-be University)
Master of Business Administration - MBA, Banking and Finance
D.A.V Public School, N.I.T Campus, Adityapur, Jamshedpur, Jharkhand.
12th, Business/Commerce, General
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