Niraj Udawant
Branch Credit Officer
- Role
- Branch Credit Officer at Fedbank Financial Services Ltd - Fedfina
- Location
- Nanded, MH, IN
- LinkedIn followers
- 500 followers
About Niraj Udawant
working with mahindra home finance as an accounts operations executive from last four year
Experience
Branch Credit Officer
Fedbank Financial Services Ltd - Fedfina
Jan 2024 — Present · Nanded, IN
Analyze loan applications, financial statements, credit reports, and other relevant documents.* Evaluate credit history, repayment capacity, collateral, and other risk factor *Identify potential risks and mitigate them through effective loan structuring.*Make recommendations for loan approval or decline.*Prepare and review loan agreements, contracts, and other documents.*Communicate with customers, provide loan options, and address queries.*Monitor loan portfolios, track repayment schedules, and identify potential defaults.*Adhere to regulatory requirements, industry standards, and internal policies.*Prepare credit reports, loan performance analysis, and other management information.
Education
Swami Ramanand Teerth Marathwada University (SRTMU), Nanded
Bachelor of Commerce - B.Com, Accounting and Finance
Swami Ramanand Teerth Marathwada University (SRTMU), Nanded
Master of commerce - M.Com, Finance and Marketing Management
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