Niraj Ghare

Credit Risk Analytics @ EXL | IIM Kashipur | CA | CS | FRM

Role: Senior Consultant at EXL
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

Experience

Senior Consultant
EXL
Nov 2025 — Present · Pune, IN

Education

Parle Tilak Vidyalaya Associations Mulund College of Commerce
Bachelor of Commerce (B.Com.), Business/Commerce, General
2014 — 2017
The Institute of Chartered Accountants of India
Chartered Accountant
2014 — 2018
Indian Institute of Management Kashipur
Master of Business Administration - MBA, 8.14
2020 — 2022
R. A. Podar College of Commerce & Economics
Master's degree, Accounting and Finance
2017 — 2019

Skills

Accounting
Indirect Taxation
Auditing
Teamwork
Financial Reporting
Tax
Financial Accounting
Microsoft Word
Income Tax

Contact information

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Work email
•••••@exlservice.com
Personal email
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Current company

EXL

59K employees · New York, NY, United States

Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments. At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations. Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale. Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact. We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition. At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward. For more information, visit www.exlservice.com.

exlservice.com

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Experience

Senior Consultant

Education

Parle Tilak Vidyalaya Associations Mulund College of Commerce

The Institute of Chartered Accountants of India

Indian Institute of Management Kashipur

R. A. Podar College of Commerce & Economics

Skills

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