Neeraj Bacchewar

Deputy Manager - Retail Credit @ HDFC Bank | Financial Statements, Analytical Skills

Role: Deputy Manager - Retail Credit at ICICI Bank
Location: Pune, IN
LinkedIn followers: 500 followers

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About Neeraj Bacchewar

As Deputy Manager at HDFC Bank, I oversee retail credit operations, focusing on…

Experience

Deputy Manager - Retail Credit
ICICI Bank
Feb 2022 — Present · Pune, IN
Investigates the new accounts for credit-worthiness through evaluations of financialstatements, trade references, credit reports, etc.• Monitored all credit request and approved or decline it after analyzing it.• Analyzing the credit ability along with approvals.• Decision making for credits basics on various promo codes as per policy.• Maintained portfolios of lenders and ensured quality at par with Bank standards.• Evaluated loan structure and ensured credit standards according to company goals andpolicies.• Reviewed new existing portfolios and identified risk areas.• Maintain detailed records of company loans.• Calculate and set limit to the customers.• Review and updated the company’s credit policy when necessary.

Skills

Mysql
Microsoft Powerpoint
Social Media
Windows
Core Java
Software Development
Android Sdk
C++
Research
Teamwork
Android Development
Java
Html
Customer Service
Php
Css
C
Microsoft Word
Leadership
English
Powerpoint
Project Management
Microsoft Excel
Sql
Team Management
Microsoft Office
Android Studio
Management
Photoshop
Linux
Public Speaking

Contact information

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Work email
•••••@icici.bank.in
Personal email
•••••@•••••.com
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Current company

ICICI Bank

Banking · 184K employees · Mumbai, Maharashtra, India

ICICI Bank is one of India’s leading private sector banks, offering a wide range of banking products and services to corporate, Small and Medium Enterprises (SME) and individual customers across the country. The Bank offers multi-channel touch points including branches, ATMs, mobile banking, internet banking, and phone banking. The Bank has a network of 7,246 branches and 10,610 ATMs and cash recycling machines across India, as at September 30, 2025. For any assistance on products and services, please call ICICI Bank’s customer care number 18••••80. Disclaimer: The content herein is only for information and does not amount to an offer, invitation or solicitation to buy or sell, and is not intended to create any rights or obligations. It is also not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or would subject ICICI Bank Limited (“ICICI Bank”) or its affiliate(s) to any licensing or registration requirements. Nothing contained herein is intended to constitute advice or opinion; please obtain professional advice before relying on any information contained herein. ICICI Bank disclaims any liability with respect to accuracy of information or any error or omission or any loss or damage incurred by anyone in reliance on the contents herein. List of SEBI Registrations: https://www.icici.bank.in/about-us/list-of-sebi-registrations

icici.bank.in

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