Niraj Agrawal

About Niraj Agrawal

A seasoned finance professional with 20+ years of experience in Regulatory Reporting. My core skills include managing Regulatory Reporting which help organization to safe guard it\'s Regulatory outcomes and support senior management to plan a better future for tomorrow for a healthy and stable Bank. I work in finance team domain mainly in Risk & Regulatory Reporting (Basel Basel IV, Capital, RWA & Pillar 1) and Regulatory Submissions (COREP, Pillar II & Pillar working as Vice President in NatWest Bank.I am part of Basel 4 Programme and heavily involved in setting up Basel 4 rules for EBA and PRA, I was instrumental in setting up Basel 4 for EBA (In Jan 2025) and PRA work in progress for Jan 2027.I own end to end reporting of the process which involves, Reporting, Analysis, problem solving, people management, stakeholder management, Controls framework, Audit management. My strong Regulatory Reporting knowledge helps me to deal with complex challanges of the process.As a people leader, My people describe me as a people manager and they think that I have a good quality of a being a leader because I Love, Care, Help & Fun at work.My job demands me to work on complex problems and resolve while liaisoning with different stakeholders. My other skills include Management and Financial Reporting, Business Planning & Analytics, Financial Statement Analysis, Profit & Loss and Balance Sheet Analysis, Capital and Risk Weighted Assets Analysis. I have ability to maintain high quality standards to meet challenges of this fast paced, high turn-over industry, with proven ability to meet deadlines and motivated by high standards to deliver quality performance with desire to set new benchmarks. I am practical and gave business focused approach to achieve organization goals & coupled with strong inter personal skills, and achieve success with effective communication, team work & problem solving skills.

Experience

1. Vice President - Regulatory Reporting

   NatWest Group

   Feb 2020 — Present · Gurgaon, IN

   I lead a Regulatory Reporting Team at NatWest Group\'s Finance Hub India, managing 12 professionals overseeing critical submissions such as Pillar 1 reporting, supporting CoRep, and other regulatory returns, ensuring compliance with regulatory guidelines and contributing to timely and accurate regulatory filings. Key responsibilities include RWA reporting, performing regulatory reconciliations with source systems such as FGL, Athena, Avaloq, and Murex. Team ensures that regulatory numbers including RWAs are finalized in FRANK regulatory reporting system after deep dive analysis and regulatory adjustments are posted in FRANK for retail and wholesale businesses.FRANK numbers are then reported through various returns such as CoRep, GALCO and other regulatory reporting ensuring all numbers are validated and submitted to external regulators such as PRA, EBA, CBI, DNB and other external submissions. RWA numbers are signed off by the Regulatory Reporting Head and Regulatory Controllers before further submission. All activities are carried out in compliance with regulatory guidance such as CRR articles, CRD IV, Section 166 guidance, and Basel 3.1 guidelines. The team supports critical regulatory processes, returns and submissions such as Pillar 1, Credit Risk, CoRep, Capital Reporting & Analysis, Capital Adequacy (CA2), Pillar 2, Pillar 3, Economic Capital (ICAAP), Leverage, Large Exposures and PRA110 Liquidity returns. The team is currently involved in various Finance & Regulatory Change initiatives, including the implementation of Basel IV (Basel 3.1) rules under the Basel IV framework for EBA and PRA reporting. We participate in project meetings and conduct UAT and DR testing as part of the project plan. The team has tested Basel 3.1 RWAs based on the new Standardized Credit Risk rules, FIRB, and the RWA output floor under Basel 3.1 guidelines.

Education

• Babasaheb Bhimrao Ambedkar University

  Bachelor of Commerce - B.Com (H) , Commerce

  1997 — 2000

• NIILM School of Business, New Delhi

  Post Graduate Diploma in Business Management (PGDBM/MBA), Finance

  2003 — 2005

Skills

• Market Research
• Retail Banking
• Customer Service
• Recruiting
• Financial Analysis
• Banking
• Financial Risk
• Mis