Nimit Jain
Area Credit Manager @SMFG India Credit
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WORK HISTORY
Area Credit Manager @SMFG India Credit
New Delhi, IN
Area Credit Manager Business Loans, Delhi. • Working in Delhi now post moving from Chandigarh in business loans. • Looking ticket size of.75 mn to 7.5 mn. • Location within 75kms. • Managing portfolio, delinquency and TAT.
EDUCATION
Sikkim Manipal University - Distance Education
Master of Business Administration (M.B.A.)
Delhi University
Bachelor's Degree
ABOUT NIMIT JAIN
With over 12 years of experience in retail credit underwriting and banking operations, currently working as a Cluster Credit Manager at SMFG India Credit, overseeing personal loan portfolios for salaried and self-employed individuals across Punjab, Himachal Pradesh, and Amritsar. Expertise includes credit decision-making, risk management, and delinquency tracking, supported by JAIIB certification and a commitment to maintaining compliance with company policies. Contributions involve conducting root cause analyses for delinquent cases, delivering actionable feedback, and providing regular training to business teams to enhance operational efficiency. Works collaboratively with channel partners and agencies to ensure portfolio health and sustainable growth, while adhering to robust audit practices and driving financial stability in the NBFC sector.
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