Nimish Joshi

Executive Vice President - Commercial Banking @Kotak Mahindra Bank

Mumbai, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2024 — Present

Executive Vice President - Commercial Banking @Kotak Mahindra Bank

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Mumbai, IN

Highlights: Channel Management- Foster relationships with manufacturers and dealers for business growth- Form strategic alliances with strong channel partners for increased market penetration- Monitor and optimize channel sales activities to achieve revenue and collection targets.Product Management- Lead digital initiatives for Commercial Vehicles business- Collaborate with Sales, Ops, Credit, and Collection teams to develop a digital strategy- Manage project life cycle from conceptualization to implementation, both offline and online.Sales & Marketing / Business Development- Analyze business potential and implement plans for sales growth- Increase market awareness and sales volume through various schemes- Conduct competitor analysis to gain market share by staying updated on trends.Brand Management- Develop communication plans and tactical campaigns- Ensure maximum brand visibility and market share- Manage target communication database and activation plans for brand promotion.

EDUCATION

1997 — 1999

Pune University

Master of Business Administration - MBA, Marketing

1993 — 1997

Vikram University

Bachelor of Engineering - BE, Mechanical Engineering

SKILLS

Retail BankingBusiness DevelopmentSalesBusiness StrategyBankingRisk ManagementTeam ManagementManagementCredit RiskPortfolio ManagementLoansBusiness PlanningFinancial AnalysisRelationship ManagementChannel PartnersSales ManagementCustomer Relationship Management (Crm)Vendor ManagementNegotiationCreditManagement Information Systems (Mis)Mis

ABOUT NIMISH JOSHI

With a distinguished career spanning over 22+ years in senior-level leadership, I have had the honor of making substantial contributions to the growth and success of organizations within the Banking/Financial services and Retail Sales domains. My expertise extends beyond boundaries, encompassing experience in Financial Services and Automobile sales across multiple geographies and diverse product categories. With a background in both Engineering and an MBA, I approach challenges with a distinctive combination of analytical acumen and creative flair. I have been deeply immersed in Retail Finance functions, specializing in Sales and Collections, managing products like Auto loans, Commercial vehicles, Construction equipment, Personal loans, Two-wheelers, and more.My strategic thinking, paired with a customer-centric approach, has allowed me to develop innovative product and program management strategies. Channel Management, Risk Management, and Digital Integration are among the key areas where I excel, consistently driving business growth and operational excellence.

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Nimish Joshi — Executive Vice President - Commercial Banking at Kotak Mahindra Bank in Mumbai, MH, IN | Unifers