Nilesh Challawar

About Nilesh Challawar

As Head of Portfolio Monitoring and Strategy at Axis Bank, the focus is on optimizing working capital portfolio performance through data-driven risk analytics and early warning systems. Collaborating with business, risk, and collections teams, the role is dedicated to minimizing risks, enhancing portfolio quality, and ensuring sustained health. Customer engagement initiatives are implemented to improve retention and service quality while maximizing returns through refined policies. Previous leadership roles at LenDenClub and Tata Capital emphasized digital transformation, product innovation, and P&L optimization. Contributions included streamlining acquisition costs, driving revenue growth, and boosting digital funnel efficiencies. With a mission-driven approach, work consistently balances growth objectives with effective risk management, fostering measurable results aligned with organizational priorities.

Experience

1. Head of Portfolio Management - Commercial Banking Group (Cbg)

   Axis Bank

   Aug 2023 — Present · Mumbai, IN

   Leading portfolio strategy & monitoring for Axis Bank’s Working Capital business — a role that sits at the intersection of risk, growth, and customer experience.Key focus areas:Portfolio quality — early warning signals, delinquency management & NCL controlBook growth — utilisation analytics, bureau triggers & profitability managementRegulatory compliance — covenant monitoring, renewals & policy adherenceCustomer experience — NPS tracking, VoC analysis & process improvements

Education

• Vishwakarma Institute Of Technology

  BE, Mechanical

  1996 — 2000

• Symbiosis Institute of Business Management, Pune

  MBA, Sales & Marketing

  2001 — 2003