Nilesh Kaushal
Branch Credit Manager @IDFC FIRST Bank
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WORK HISTORY
Branch Credit Manager @IDFC FIRST Bank
Indore, IN
Underwrite KCC, and Agri loans up to ₹5 Crore, Tractor loan. • Assess progressive farmer proposals using ITRs, audited financials, and banking surrogates• Conduct personal discussions and field visits to evaluate creditworthiness• Minimize front-end delinquencies through proactive engagement• Ensure KYC and documentation compliance• Collaborate with sales and collections to meet targets and reduce credit losses• Recommend process improvements for operational efficiency.
ABOUT NILESH KAUSHAL
Professional Summary Strategic and results-driven credit underwriting specialist with…
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