Nikolay Gergov
Senior Vice President Commercial Banker
- Role
- Senior Vice President Commercial Lender at Plains State Bank
- Location
- Houston, TX, US
- LinkedIn followers
- 500 followers
About Nikolay Gergov
I make it my business to help others grow their businesses. Specializing in working with middle market, public, and private companies, I help ensure my clients have the financial resources they need to achieve their goals. My relationships are built on trust and mutual respect. I bring integrity and a singular focus on my client’s needs to every interaction and am dedicated to helping move roadblocks and devise solutions to get them where they want to be. With the backing of Plains State Bank, based out of Humble, Texas, I help business owners and C-suite executives realize top-line growth, cost savings, employee growth and retention, and access to capital and liquidity. I can assist with securing: • Working capital lines of credit and Commercial Real Estate term loans• Specialty financing (asset-based lending)• SBA 7 a, 504, and USDA LoansOur team approach, local presence of decision-makers, and empowerment of account executives give our clients a competitive edge. Let’s meet and explore how I can help you and your business grow and prosper!
Experience
Senior Vice President Commercial Lender
May 2023 — Present · Houston, TX, US
Plains States Bank provides commercial, working capital, real estate, equipment, healthcare and SBA/USDA loans to rapidly growing businesses with sales volumes between and when other financing sources are inadequate or unavailable.We provide working capital to relieve payroll stress, pay vendors, purchase inventoryand equipment, take trade discounts and grow businesses. Furthermore, our transactionfinance experts enable Plains State Bank to work closely with privately-owned and family-ownedcompanies as well as financial sponsors in the lower middle-market to provide capital fora variety of event-driven financings. We understand the importance of maintaining theappropriate capital structure in any transaction and have the ability to work creatively toconfigure a credit facility that meets the needs of each borrower. In addition to providingworking capital, term loans, real estate, equipment and other government guaranteed credit facilities as part of the required financing, we bring a full range of debt capital to the table with the participation of our strong network of financing sources, creating a one-stop-shop for company owners and acquirers.
Education
New York University
Bachelor of Science - BS, Finance and Real Estate
City University of New York-Baruch College - Zicklin School of Business
MBA, Finance
2008 — 2010
Skills
- Marketing
- Treasury Management
- Investments
- Project Management
- Valuation
- Real Estate
- Credit Analysis
- Sales
- Leadership
- Strategy
- Business Analysis
- Business Development
- Loan Origination
- Financial Services
- Credit
- Financial Modeling
- Financial Analysis
- Finance
- Commercial Lending
- Banking
- Mutual Funds
- Strategic Planning
- Risk Management
- Portfolio Management
- Corporate Finance
- Loans
- Management
- Due Diligence
- Mergers & Acquisitions
- Commercial Banking
- Private Equity
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.