Nikki Baker

About Nikki Baker

Whether a company is fully insured or self-funded, the challenge is the same: healthcare costs are rising while the quality of care remains stagnant. As a Health Rosetta Advisor, I help organizations move past \"the annual quote\" to implement a sustainable, skills-based benefits strategy.I provide the technical expertise and fiduciary oversight needed to manage health plans as a controlled supply chain rather than an uncontrollable tax. My work focuses on:Plan Optimization: Auditing existing structures to identify hidden fees, misaligned incentives, and wasteful spend.Fiduciary Literacy: Helping leadership teams understand their roles under the Consolidated Appropriations Act (CAA) to ensure plan transparency and compliance.Clinical Quality: Introducing high-performance models—like Direct Primary Care or transparent pharmacy options—that lower costs by improving health outcomes.My goal is simple: to help employers of all sizes regain control of their healthcare spend while providing better care for their employees.

Experience

1. Senior Consultant Producer

   Diversified Insurance Industries, Inc.

   Jan 2019 — Present

Skills

• Healthcare
• Group Benefits
• Long-Term Care
• Human Resources
• Workers Compensation
• Fixed Annuities
• Disability Specialist
• Funding
• Employee Benefits Design
• Retirement
• Online Benefits Administration
• 401k
• Health Insurance
• Managed Care
• Underwriting
• Employee Wellness
• Disability Insurance
• Plan Management
• Health Policy
• Account Management
• Claim
• Medicare
• Self-Funded
• Defined Benefit
• Term Life Insurance
• Insurance
• Strategic Planning
• Health Savings Accounts
• Life Insurance
• Group Insurance
• Healthcare Reform
• Corporate Benefits
• Cobra
• Management
• Employee Benefits
• Wellness Programs
• Employee Benefit Captives
• Accident
• Benefits Administration
• Accountable Care