Nikita Vaidya

Analyst @JPMorganChase

Kalyan Dombivli, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Apr 2025 — Present

Analyst @JPMorganChase

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EDUCATION

N/A

Welingkar Institute of Management

Master of Business Administration - MBA, Finance

2015 — 2018

Somaiya Vidyavihar University

Bachelor of Commerce - BCom, Accounting and Finance

N/A

University of Mumbai

Mcom, Accounting and Finance

ABOUT NIKITA VAIDYA

I\'m a Credit & Financial Research Analyst with 4+ years of experience at J.P. Morgan and Morningstar. My work revolves around credit analysis, financial statement spreading, debt underwriting support, and private capital markets — and I genuinely enjoy the detail-oriented nature of this field. Over the years, I\'ve analysed 1,500+ companies across the US, Europe, Canada, and APAC, spreading GAAP and non-GAAP financial statements, evaluating debt capital structures, and assessing credit risk using metrics like DSCR, leverage ratios, interest coverage, and cash flow analysis. Maintaining 99%+ accuracy in high-volume environments is something I take real pride in.At J.P. Morgan, I work closely with credit analysts and stakeholders — reviewing credit memorandums, validating financial data, flagging inconsistencies, and making sure our outputs meet both internal standards and regulatory requirements. A big part of my role is also working across teams to close data gaps and improve the way we process and deliver credit insights.What I enjoy most is finding patterns in financial data that others might overlook, and then building cleaner processes around them. Open to opportunities in credit research, fixed income, private credit, and financial risk analysis.

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Nikita Vaidya — Analyst at JPMorganChase in Kalyan Dombivli, MH, IN | Unifers