Nikhilesh Dwivedi
Senior Manager @Kotak Mahindra Bank
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WORK HISTORY
Senior Manager @Kotak Mahindra Bank
New Delhi, IN
1.Managing and growing the Loan Against Property (LAP) portfolio with focus on secured lending to self-employed and salaried customers.2.Driving business acquisition through DSAs, channel partners, and direct sourcing, ensuring consistent pipeline generation.3.Responsible for credit appraisal, risk assessment, and policy compliance as per bank and regulatory guidelines.4.Building and maintaining strong relationships with DSA partners, builders, and internal stakeholders to enhance business volumes.5.Ensuring end-to-end loan processing, including documentation, legal & technical coordination, disbursement, and post-disbursement support.6.Monitoring portfolio quality, delinquency control, and adherence to credit norms to minimize risk.7.Achieving business targets for disbursement, revenue, and cross-sell products while maintaining high service standards.
EDUCATION
Chaudhary Charan Singh University
Bachelor of Commerce - BCom, Finance, General
Jaipuria Institute of Management, Indirapuram, Ghaziabad
Master of Business Administration - MBA, Finance and Marketing
ABOUT NIKHILESH DWIVEDI
Results-driven sales professional with 3.4 years of experience in the mortgage sector, specializing in building strong client relationships and delivering tailored financial solutions. Adept at exceeding sales targets, negotiating complex deals, and guiding clients through every step of the mortgage process with confidence and clarity. Passionate about leveraging market insights and strategic approaches to help clients achieve their homeownership dreams while driving business growth. Dedicated, personable, and always eager to adapt to industry trends to deliver outstanding results.
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