Nikhil Agarwal

Banker | Business Strategy | Product Head ➥ Expertise in Delivering Leapfrog Growth, Portfolio Expansion, and Digital Transformation in Banking.

Role
Product Head at Bandhan Bank
Location
Mumbai, MH, IN
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

About Nikhil Agarwal

Visionary banking executive leveraging 15+ years of expertise in revolutionizing financial products and services across premier institutions. Known for orchestrating strategic transformations, driving digital innovation, and building high-value institutional relationships. Combines deep industry knowledge with commercial acumen to deliver sustainable growth and market-leading solutions. Currently focused on shaping the future of digital banking while fostering strategic partnerships across retail and institutional segments. Passionate about mentoring future leaders and driving organizational excellence through innovation.Core Focus: Digital Banking Innovation | Portfolio Growth Strategy | Government & Institutional Banking | Revenue Optimization | Business Transformation | Third Party Distribution | Commercial & Consumer Assets |Business Acumen: Business Development | Branch Banking | Product Development & Management | Channel Management | Digital Journey | Process Transformation / Improvement | Customer Experience | Third Party Products | Asset X-Sell | Government / Institutional Banking | Retail Lending / Micro Lending | Digital Channels | Wealth Management | Private Banking | Rural / Bharat Banking | Cross Functional Coordination | Team Management | Stakeholder Management | Business Transformation | Data Analytics |Looking to connect with fellow banking professionals, fintech innovators, and business leaders passionate about transforming the future of finance.

Experience

  1. Product Head

    Bandhan Bank

    Jan 2026 — Present · Mumbai, IN

Education

  • The Wharton School

    Professional Certificate in Strategic Management

  • University of Lucknow

    Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

    2005 — 2008

  • La Martinere College

    Indian School Certificate, Science

    2004

  • Institute of Management Technology, Ghaziabad

    MBA, Marketing & Retail Management

    2008 — 2010

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Nikhil Agarwal — Product Head at Bandhan Bank in Mumbai, MH, IN | Unifers