Nikhil Sharma

Credit Manager @Tata Capital

Delhi, IN

Credit Underwriting of Personal Loans and Salary Overdrafts.• Personal discussion with Clients at business place to judge the scale of business and the industry and enhancing their business.• Channel visits and branch visits for soft approval of cases to boost up the business. • Hind sighting exposure of retail loans.• Training new credit managers with team of six to lay down with policy and process of bank• Driving the New Process at DSA to improve TAT and login the file at Aggregator and giving decision on same day. • To interact with other functions such as Sales, Collections, CPU, Policy, Product etc in ensuring a smooth day to day functioning at the location• Coordination with Risk, Fraud Control and other teams of the organization.• Credit line control and process functioning of the organization. • CPA’s management and team leading.• SOX Audit compliances and reporting of errors. • Handling FI for DELHI for my vertical and coordinating with agency to get timely reports

Doon Valley Institute of Engineering and Technology

Bachelors of Technology

IBS Mumbai

Master of Business Administration (MBA)