Nikhil Raj
Credit Loss Forecasting (Major US Bank) | Consultant, EXL | Economics, IIT KGP
- Role
- Senior Consultant at EXL
- Location
- New York, NY, US
- LinkedIn followers
- 500 followers
About Nikhil Raj
Currently serving as Senior Consultant at EXL Services, I lead loss forecasting for the Retail Services Cards portfolio of a major US bank, leveraging roll rate and vintage forecasting methodologies. My role involves close collaboration with Branded Cards, Finance, Collections, and Policy teams, as well as partnering with senior management to align forecasting outcomes with strategic goals.I hold a Master’s degree in Economics from the Indian Institute of Technology, Kharagpur, with a micro-specialization in Innovations and Entrepreneurship. Known for my strong analytical skills, business acumen, and self-motivated, hardworking approach, I excel at solving complex challenges and delivering impactful results.
Experience
Senior Consultant
Apr 2025 — Present · NY, US
Education
ST. John's Academy, Mahua, Vaishali
10th
Jawahar Vidya Mandir, Shyamali, Ranchi
+2, Science
2013 — 2015
Indian Institute of Technology, Kharagpur
Master's degree, Economics
2016 — 2021
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