Nikhil Ojha
AVP | 14+ Yrs in Corporate & Working Capital Finance | Expertise in MNC Client Portfolio | Driving Strategic Growth | Open to Global Finance Roles
- Role
- Area Sales Head at Axis Bank
- Location
- Jaipur, IN
- LinkedIn followers
- 500 followers
About Nikhil Ojha
As an Area Sales Head / State Head and Assistant Vice President since July 2020, I lead a…
Experience
Area Sales Head
Jul 2023 — Present · Pune, IN
Lead and manage a team of Relationship Managers handling Business Banking clients across the region.Drive business growth through Working Capital Finance products such as Cash Credit, Overdraft, Term Loans, Bank Guarantees, and Trade Finance.Identify and acquire high-potential MSME and SME clients; structure and deliver customized credit solutions.Oversee credit underwriting processes, ensuring timely assessments in line with risk policies and compliance frameworks.Collaborate with product, credit, operations, and treasury teams to deliver integrated banking solutions.Monitor portfolio performance, manage asset quality, and mitigate risks through regular reviews.Ensure consistent achievement of business targets, revenue goals, and client satisfaction benchmarks.Coach, mentor, and develop team members to enhance performance and career growth.
Education
Indian Institute of Banking and Finance
JAIIB
2013 — 2013
Lachoo Memorial College of Science & Tech
Bachelor of Science (B.Sc.)
2006 — 2009
Rajasthan Technical University
Master of Business Administration (M.B.A.)
2009 — 2011
University of Michigan
Certifications
2021 — 2021
HEC Paris
Certifications
2021 — 2021
Skills
- Retail Banking
- Finance
- Customer Service
- Trade Finance
- Mis
- Banking
- Credit
- Risk Management
- Team Management
- Management
- Business Strategy
- Business Development
- Risk Assessment
- Relationship Management
- Portfolio Management
- Cross Selling
- Crm
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