Nikhil Deshpande

About Nikhil Deshpande

Managing Consultant - Banking & Fintech | WiproAs a seasoned Managing Consultant with over 18 years of experience in the banking and fintech sector, I specialise in driving digital transformation, enhancing transaction processing efficiency, and ensuring compliance in card payment processing. My journey at Wipro has been marked by significant milestones, including leading cross-functional teams to deliver cutting-edge banking solutions & digital transformation.My Mission: I am passionate about leveraging technology to transform the banking industry. My mission is to help financial institutions and businesses realise their full potential through innovative solutions, digital transformation & strategic partnerships.My Expertise:Core Banking: Expertise in lending, deposits, online banking, and payments.Card Payment Processing: Deep understanding of card processing, transaction acceptance, and security.Digital Transformation: Proven track record in driving innovation and digital initiatives in the banking sector.Stakeholder Management: Strong skills in communicating with both technical and business audiences, influencing stakeholders, and managing cross-functional teams.Sales Origination: Proven ability to identify and pursue new business opportunities.Deal Shaping: Experienced in structuring and closing deals that drive value for both clients and the organisation.People Development: Strong leadership skills with a focus on team building, interpersonal skills, and knowledge sharing among cross-cultural and cross-functional teams.Industry Thought Leadership: Recognized for my ability to translate industry trends and customer needs into actionable strategies.Leadership: Proven track record of guiding team members, fostering a culture of innovation, and driving project success, managing & leading cross-functional teamsInnovation: Passionate about leveraging technology and innovative solutions to enhance banking operations and customer experiences.Education and CertificationsAccelerated General Management Program, Indian Institute of Management Ahmedabad (IIMA)Post Graduate in Computer Science, University of PuneWhy Connect with Me? I am committed to shaping the future of banking & driving innovation in the banking and fintech space. If you are looking for a seasoned expert to help you navigate the complexities of digital transformation, product managment, card payment, core banking, let\'s connect. I am eager to explore new opportunities and collaborations that can drive mutual growth and success.

Experience

1. Managing Consultant - Wipro Consulting

   Wipro

   Mar 2022 — Present · Pune, IN

   Key Responsibilities and Achievements Thought Leadership: Provided thought leadership by driving innovation & best practices through published articles & white-papers on emerging trends in digital banking, AI, & blockchain. Card Payment Processing: Part of the program to improve card payment processing systems & card services collaborating with cross-functional teams. SWIFT Messaging & MT to MX Transformation:Managed transition from SWIFT MT to ISO 20022 compliant MX messages. Account Management:Part of the solutions using data analytics & AI to enhance customer satisfaction & retention in retail banking processes. Driving Digital Transformation: Managed digital transformation projects across banking domains, focusing on digital channels, & core banking, collaborating with clients to enhance customer experience & operational efficiency. Banking Innovation: Part of banking innovation strategies, focusing on cloud adoption, open banking, & embedded finance, utilising Wipro\'s ecosystem of partnerships & emerging technologies. Sales Origination: Part of a team to develop content, approach, & solutions for sales opportunities with major banks & regional institutions, resulting in substantial revenue growth. Deal Shaping: Part of strategic direction & execution of retail banking RFPs, ensuring comprehensive proposals align with client needs & business objectives. Team Leadership: Led cross-functional teams in delivering complex projects, fostering collaboration, innovation, & mentoring. Client Relationships: Part of establishing robust partnerships with Fortune 500 banks, providing strategic consulting, implementation services, & collaborating with clients to understand their needs to devise tailored solutions. Tools and Technologies- The use of AI & machine learning- The company utilised cloud computing technologies- Open banking APIs to improve financial inclusion & facilitate seamless data flow.

Education

• New English School Raman Baugh

  Secondary School Certificate

• Savitribai Phule Pune University

  Bachelor's degree, Computer Science

• MIT Junior College

  Higher Secondary Certificate, Science

• Indian Institute of Management Ahmedabad

  Accelerated General Management Program

• Savitribai Phule Pune University

  Master's degree, Computer Science

Skills

• Core Banking Implementation
• Finacle
• Sdlc
• Solution Architecture
• Software Development
• Business Analysis
• Vendor Management
• Core Banking
• Integration
• Software Project Management
• Business Requirements
• Banking
• Team Management
• Oracle
• Requirements Analysis
• Testing
• Retail Banking
• Gap Analysis
• Requirements Gathering
• Pl/Sql
• Software Development Life Cycle (Sdlc)
• Consulting