Nikhil B.
SVP at Axis Bank
- Role
- Head- Channel Strategy (Consumer Loans) & Lead Lending Transformation at Axis Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Nikhil B.
I have often observed myself doing the following things-1. Imagining Future2. Solving Puzzles and playing Sudoku3. Pushing excel to the limits4. Telling stories to my friends and wife5. Playing competitive sportsWhen I humbly observe the pattern, I realized my long-lasting love for numbers and storyboarding. The realization took me to a business school in 2012 and the beautiful journey finished in 2014. In between those two years, a mix of hard work and perseverance landed me many standing ovations after the presentation and a distinction in the class.I decided to follow the same path so I picked a job in the strategy department of India’s most loved airline, backed by Tata Sons and Singapore Airlines. A four-year stint powered by high-quality work resulted in 2 promotions and my work featured on the front page of Economic Times. Some of the work which was originated from my laptop- Vistara prepares a USD 1 billion business plan to increase network in India and abroad- Vistara place a USD 8.2 billion aircraft order for 58 narrow body and 10 wide-body aircraft- Vistara decided to increase the cabin size of its aircraft by 16 seats by retrofitting the existing fleet- Vistara one of the first airlines to enter into fuel hedging transaction (details confidential)- Vistara evaluates an Indian airline for a stake purchaseAfter a very satisfying stint, I decided that I don’t want to work closely with the management but with the management. So, I jumped ships and joined as Chief of Staff to CEO of the fastest-growing life insurance company in India backed by one of the world’s biggest insurance company (Generali).A new sector, new city, and new profile but I stood my ground strongly, resulting in promotion in just one year of joining. Here, I not only learned the financial drivers but also the non-financial ones such as Net Promoter Score, Analytics, Customer Journey, Digital Transformation, Value Proposition, and Strategic Communication. The holistic experience has taught me how a business is run and how to bring alignment among teams to achieve the objective while shadowing the CEO.I practice world-famous concepts of OKR (Objective and key results), Habit Tracker (by James Clear) and GTD (Getting things done) to improve my productivity.In between all these things, I have developed a deep interest in Indian history, philosophy, business, and loves to strike deep conversations.
Experience
Head- Channel Strategy (Consumer Loans) & Lead Lending Transformation
Aug 2024 — Present · Mumbai, IN
Increasing disbursals and profit signatures of the consumer loans by improving productivity across FOS, and indirectly influencing branch resources, and 500+ call center agentsBook size of of consumer as on 31 Mar 2025: INR CrLead transformation projects and initiatives in the retail lending world to improve shareholder returns (details are confidential)
Education
Ramjas College, Delhi University
BSc, Life Sciences
2007 — 2010
Delhi University
Master of Business Administration (M.B.A.), Business Administration and Management, General
2012 — 2014
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