Niharika Punjabi
Credit Analyst | CFA Level 2 Cleared
- Role
- Credit Analyst at Elysium Capital
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Niharika Punjabi
Finance graduate and CFA Level 2 candidate with a strong academic foundation in financial analysis, investment management, and capital markets. Leveraging my undergraduate degree and CFA journey to deliver data-driven insights and strategic financial solutions. Seeking opportunities to apply my analytical and problem-solving skills in a dynamic investment environment where I can create value while progressing toward CFA Charterholder status.
Experience
Credit Analyst
Oct 2025 — Present · Mumbai, IN
Reviewing financial statements to assess the financial health of an applicant.2. Preparing detailed \"credit memos\" or reports that recommend whether to approve or deny a loan, often including suggested terms or interest rates.3. Using ratios and mathematical models to determine the probability that a borrower will default on their obligations.4. Preparation of cash flow projections to forecast repayabaility of borrowers.
Education
Middlesex University Dubai
Bachelor of Arts - BA, Accountancy and Finance
Smt Mithibai Motiram Kundnani College of Commerce and Economics 32nd Road Bandra Mumbai 400 050
Bachelor of Commerce - BCom, Accounting and Finance
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