Niharika Deep
Senior Product Manager | Credit Strategy & Risk | Digital Lending Transformation | Retail & Secured Lending
- Role
- Product Manager - Tl at HDB Financial Services Ltd.
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Niharika Deep
Senior Product and Credit Strategy executive with 15+ years of experience leading large-scale retail lending portfolios and enterprise transformation initiatives. Proven expertise in product strategy, credit governance, and digital underwriting automation, delivering scalable, compliant, and commercially resilient lending ecosystems. Recognized for driving cross-functional alignment across Risk, Technology, and Business teams to enable faster decisioning, disciplined portfolio growth, and sustainable performance.
Experience
Product Manager - Tl
Mar 2026 — Present · Mumbai, IN
Education
Banaras Hindu University
B.Com (Hons), Financial Markets & Services
2003 — 2006
Xavier Institute of Social Service
PG Diploma, Business Management; FINANCE as major
2008 — 2010
Skills
- Analysis
- Market Research
- Accounting
- Vendor Management
- Managerial Finance
- Relationship Management
- Securities
- Financial Reporting
- Microsoft Excel
- Financial Analysis
- Business Planning
- English
- Financial Management
- Management
- Training
- Finance
- Financial Services
- Business Development
- Mis
- Process Improvement
- Management Information Systems (Mis)
- Team Management
- Talent Acquisition
- Portfolio Management
- Analytical Skills
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