Nicole Yershov

About Nicole Yershov

Technical Product Manager with a specialization in building multimodal AI/ML-driven products from telematics, GIS and large language datasets at scale for FinServ, Insurance and enterprise customers- 10+ years in underwriting & risk productization: Citigroup (Basel risk/revenue models) and Brattle Group (econometric modeling in R/Python for complex litigation and default risk cases, including work with Nobel laureate Daniel McFadden)- Built ML underwriting systems from scratch: Early team at Zendrive/Fairmatic — launched the real-time usage-based pricing & policy admin system that became the foundation of Fairmatic’s growth as an independent insurer, and shipped APIs to Progressive, Munich Re, and Credit Karma. Zendrive got acquired by Credit Karma- Product leader for data-driven finserv products: At Sensor Tower, delivered financial data feeds to hedge funds & banks; at Ceres AI, launched parametric indices with Munich Re and claims modules cutting settlement time 35%- Head of Product at CEART.io: Leading 0→1 underwriting due diligence platform for renewable energy finance. Built the risk score and RAG pipeline from scratch and driving launch efforts including go-to-market strategy with insurers and funds.I am a Builder, a Dreamer and an Optimist! Reach out to me if you want to chat AI/ML strategy for FinServ applications.

Experience

1. Senior Product Manager

   Norm Ai

   Dec 2025 — Present · NY, US

Education

• Binghamton University

  Bachelors Degree, Financial Economics

Skills

• Microsoft Excel
• Powerpoint
• Market Research
• Dcf Valuation
• Analysis
• Bloomberg Terminal
• Data Analysis
• Investment Banking
• Econometrics
• Valuation
• Corporate Finance
• Microsoft Word
• Sql
• Statistics
• Python
• Microsoft Office
• Analytical Skills
• Excel
• Bloomberg
• R
• Financial Analysis
• Due Diligence
• Economics
• Word
• Research
• Portfolio Management
• Finance