Nicole H.

About Nicole H.

SERVICES OFFERED:1. World Class Wildfire Home Assessment (Available for HOAs and communities)2. Wildfire Adapted Landscaping Recommendations3. Evacuation Planning & Returning Home4. Estate Planning5. Life Insurance & Family Banking6. Guardianship 7. Living Benefits8. Family Office of Referral Partners including leading CPA firms, attorneys, tax strategists, affordable health coverage and more.Why all this? Because life is messy and weird.Everyone is always trying to sell you something. Everyone has some story, some spiel, some tactic to separate you from your hard earned money. It\'s always in opposition to that thing that other guy told you. How do you know what\'s truth, what\'s up to date, and how to tell the difference? If experts were so great, why do we still have these problems? Now I\'m not knocking them personally, but something is clearly stopping them. Is it \"The System,\" that big, nebulous mass of bureaucracy and pride? What\'s keeping us stuck in this loop of vulnerability? Well, given my belief that everyone is doing the best they can with what they have, we need to give people access to more *actionable* information. We\'re drowning in data, but we\'re lacking in action and forward movement. No more analysis paralysis. Let\'s talk about the full spectrum of issues you\'re facing, talk about your history of what has worked and what hasn\'t, and come up with a game plan that meets your needs. I don\'t work for \"The Man\" or \"The System,\" I\'m not bound by HR & PR Teams, or even by a single company or government office. Think of me as your personal special forces - I\'ll scout ahead to tell you what strategies can work, then let you take the helm on completing the mission. You see, I\'ve learned a lot in life. I\'ve worked in a lot of fields. I\'ve learned to zoom out and connect the dots. So if you\'re tired of going nowhere fast, let\'s talk. We\'ll make a plan for you, your family, and your future.Welcome to my Family Office of Fire & Financial Readiness. These two disasters plaguing Americans are easily remedied once you understand the basics.

Experience

1. Financial Strategist

   The Miliare Group

   Mar 2025 — Present

   I work at the intersection of financial risk and physical risk.By day, I’m a Financial Strategist with The Milaire Group, an agency under World Financial Group. I work with homeowners, business owners, working professionals, real estate investors, and high-net-worth families to design bespoke financial strategies that protect income, preserve assets, and build long-term stability.We are non-captive. That matters. It means strategy comes first, not product. Every plan is built around the client’s goals, risk tolerance, time horizon, and legacy priorities.But financial volatility isn’t the only risk families face.I live in Montana. I’ve worked in wildfire mitigation, land management, and stakeholder coordination across diverse projects and teams. I understand how quickly physical assets — homes, ranches, equipment, timber, businesses — can be exposed to forces people assume are “someone else’s problem.”Markets shift.Land burns.Insurance markets tighten.Policies change.Risk doesn’t operate in silos.My work is grounded in a simple principle: protecting families means protecting both their balance sheet and their physical footprint.I work with:• Homeowners and professionals building generational stability• Business owners navigating uncertainty and growth• Real estate professionals and landowners managing long-term exposure• Ranchers, farmers, ecologists, and loggers stewarding both land and legacyMy background includes leading diverse teams, coordinating complex projects, and translating technical risk into practical strategy. I approach financial planning the same way I approach wildfire mitigation: assess exposure honestly, build defensively, and create systems that hold under stress.If you’re in a wildfire-prone or high-growth state and want to take a disciplined look at your financial structure, risk exposure, and long-term plan, let’s talk.Book a strategy call. Let’s build something durable.

Education

• University of Montana

  Bachelor of Arts - BA, Psychology

• Montana State University-Bozeman

  Ecology & Conservation

  2016 — 2018

• University of Montana

  Bachelor's degree, Psychology

• University of Montana

  Bachelor's degree, Psychology

  2011

• University of Montana

  Bachelor's degree, Psychology

  2008 — 2011

• University of Montana

  Bachelor's Degree, Psychology

  2008 — 2011

• University of Montana

  Psychology