Nicole Vallee

Collateral Review Associate @Setpoint

Salt Lake City, UT, US
MOBILE NUMBERS
+18•••••••33

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WORK HISTORY

Jul 2025 — Present

Collateral Review Associate @Setpoint

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EDUCATION

N/A

Stringham Real Estate

Realtor License

N/A

Jordan Technical School

Commercial Photography

SKILLS

Mortgage BankingUsdaMortgage ServicingNon-ConformingCustomer ServiceFinancial RiskAsset ManagementReal Estate FinancingUnderwritingSecondary MarketProcess ImprovementDue DiligenceFinancial AnalysisLoansPowerpointMicrosoft ExcelRetail BankingLoss MitigationFha FinancingResidential HomesOutlookInvestment PropertiesMicrosoft OfficeHudLoan ServicingBankingRisk ManagementValuationFundingWholesale LendingConsumer LendingReal EstateFinancial ServicesLoan OriginationAnalysisRespaPost ClosingUsda Rural HousingHome Equity LoansMicrosoft Word

ABOUT NICOLE VALLEE

I’m an Analytical and results driven professional in the mortgage finance and real estate industry. Exceptional background: in assessing the degree of risk in each applicant and property, income/credit analysis, and documentation review. Consistently commended for timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of- business quality. Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan programs for both conforming and nonconforming mortgages. Work collaboratively with team members to drive deals to successful funding, close and purchase with zero defects.SKILLS & EXPERTISELending and Underwriting Guidelines • Credit and Income Analysis • Cash Flow Analysis • Innovative Problem Solving Skills • Risk Assessment • Investor Relations • Collateral Review • Product Research Appraisal review and Training

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