Nicole Vallee
Mortgage professional
- Role
- Collateral Review Associate at Setpoint
- Location
- Salt Lake City, UT, US
- LinkedIn followers
- 500 followers
About Nicole Vallee
I’m an Analytical and results driven professional in the mortgage finance and real estate industry. Exceptional background: in assessing the degree of risk in each applicant and property, income/credit analysis, and documentation review. Consistently commended for timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of- business quality. Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan programs for both conforming and nonconforming mortgages. Work collaboratively with team members to drive deals to successful funding, close and purchase with zero defects.SKILLS & EXPERTISELending and Underwriting Guidelines • Credit and Income Analysis • Cash Flow Analysis • Innovative Problem Solving Skills • Risk Assessment • Investor Relations • Collateral Review • Product Research Appraisal review and Training
Experience
Collateral Review Associate
Jul 2025 — Present
Education
Stringham Real Estate
Realtor License
Jordan Technical School
Commercial Photography
Skills
- Mortgage Banking
- Usda
- Mortgage Servicing
- Non-Conforming
- Customer Service
- Financial Risk
- Asset Management
- Real Estate Financing
- Underwriting
- Secondary Market
- Process Improvement
- Due Diligence
- Financial Analysis
- Loans
- Powerpoint
- Microsoft Excel
- Retail Banking
- Loss Mitigation
- Fha Financing
- Residential Homes
- Outlook
- Investment Properties
- Microsoft Office
- Hud
- Loan Servicing
- Banking
- Risk Management
- Valuation
- Funding
- Wholesale Lending
- Consumer Lending
- Real Estate
- Financial Services
- Loan Origination
- Analysis
- Respa
- Post Closing
- Usda Rural Housing
- Home Equity Loans
- Microsoft Word
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