Nicky Ghai

About Nicky Ghai

As a Senior Associate - Risk Product & Analytics at Paytm, I work with data to find and…

Experience

1. Paytm Senior Associate Risk Analytics L

   Paytm

   Feb 2023 — Present · Pune, IN

   Professional ExperienceSenior Associate-Risk Product & Analytics, Paytm•Utilized data analysis techniques to find fraudulent activities on the Paytmplatform before it occurred.•Developed and implemented rules and algorithms to detect and mitigatefraud, reducing financial losses and increasing security.•Conducted cohort analysis on large datasets to identify patterns.•Utilized Starburst SQL to query and analyse data, extracting valuable insights toinform decision-making.•Analysed customer data in detail to find ways to grow the Rent and Tuition FeesBusiness, which led to more revenue.•Created dashboards in Looker to see all the important information about thebusiness and fraud.•Worked closely with the business & Cross Functional teams to understand theirobjectives and align risk mitigation strategies with overall business goals.Key Achievements :•Amplified GMV by 22.5% for Rent (from 24.5 billion to 30 billion rupees per month)•Slashed fraud percentage from 38 bps to 3.5 bps s for Rent, and from 395 bps to 8bps for Tuition Fees•Augmented user base by 78% for Rent (from 0.9 million to 1.6 million), by 33% forTuition Fees (from 75K to 100K).