Nick Pirdeni
Mortgage Underwriter IV at JPMorgan Chase & Co.
- Role
- Mortgage Underwriter at JPMorganChase
- Location
- Jacksonville, FL, US
- LinkedIn followers
- 500 followers
About Nick Pirdeni
Nick Pirdeni is a talent specialist with Talagy based in Jacksonville, FL specializing in high volume recruiting of top revenue-generating professionals. He earned the TSC™ designation by the American Staffing Association in January of 2009*His previous work experiences include teaching Statistics for the Social Sciences at UNF, a contractor with the US Army as an interpreter for the Commanding General in Kosovo, where he earned the Commander\'s Award for Civilian Service and an Active Secret Security Clearance, and prior work at Citistreet as a Defined Benefits Analyst for the American Red Cross and Avaya. Nick took two years of Master Level courses at UNF in General Psychology, and is an avid researcher of the dynamics and management of conflict in small groups and large groups in historical settings.Specialties: Entry to mid level top sales executives
Experience
Mortgage Underwriter
Nov 2015 — Present
Approving or rejecting mortgage loans based on investor and government guidelines.Evaluating and ensuring overall loan documents are accurate, complete, and compliant with state and federal lending regulationsReviewing of financial statements, credit reports, debt ratios, loan-to-value ratios and other supporting documentationUsing automated underwriting systems, Fannie Mae Desktop Originator and Freddie Mac Loan ProspectorProficiency in manual or traditional underwriting to determine acceptability of mortgage loan requests that receive “Refer\" automated underwriting system responses.Extensive Knowledge of FNMA/FHLMC/VA/FHA guidelinesContacting customers, partners and production personnel to gather information to make appropriate decisions and explaining rationale behind credit decision.Staying abreast of any changes in underwriting guidelinesStrong understanding of mortgage process flow of 1-4 family, condo and coop from processing to closingExperience with AUS (LP/DU) and knowledge of mortgage insurance•Analyzes appraisals
Education
University of North Florida - College of Business Administration
Human Resources
2005 — 2006
University of North Florida
BA, Psychology/Sociology
1999 — 2003
Skills
- Performance Management
- Access
- Interviews
- Leadership Development
- Loans
- Technical Recruiting
- Credit
- Financial Analysis
- Human Resources
- Team Leadership
- Business Analysis
- Business Development
- Account Management
- B2b
- Employee Benefits
- Leadership
- Screening
- Vendor Management
- Banking
- Research
- Strategy
- Training
- Administration
- Process Improvement
- Project Management
- Microsoft Office
- Sales
- Strategic Planning
- Time Management
- Cold Calling
- College Recruiting
- Recruiting
- Customer Service
- Salesforce.com
- Talent Acquisition
- Mortgage Lending
- Microsoft Excel
- Powerpoint
- Networking
- Management
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