Nick Clark

Lead Sme Risk Officer @汇丰

Birmingham, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Mar 2023 — Present

Lead Sme Risk Officer @汇丰

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Birmingham, GB

EDUCATION

2003 — 2005

The Chase Technology College Malvern.

Vocational Course, Parks, Recreation and Leisure Facilities Management

SKILLS

Mergers & AcquisitionsCredit RiskCommercial LendingInvestmentsBusiness Relationship ManagementPortfolio ManagementLoansRetail BankingFinancial RiskCommercial BankingFinancial ServicesRelationship ManagementFinanceManagementAgricultureCustomer ServiceBankingRisk ManagementCreditBusiness PlanningCredit AnalysisBusiness StrategyBusiness DevelopmentWealth ManagementFinancial Analysis

ABOUT NICK CLARK

As a Lead judgemental credit risk manger, I exercise an 8 figure personal approval authority on credits across all sectors in the UK. I specialise in Small enterprise, Mid Market and Agriculture clients.Department lead for lending fraud, financial statement misrepresentation and all non-financial risk matters.Outside of judgemental credit approvals, my role carries varied project and change management work targeting simplification of processes, policies, and an improved risk culture.I continue to mentor, coach and support colleagues, graduates and interns. I also enjoy and regularly facilitate courses and workshops for colleagues and professionals.

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Nick Clark — Lead Sme Risk Officer at 汇丰 in Birmingham, GB | Unifers