Nick Wilson

About Nick Wilson

Motivated financial professional with experience and knowledge in commercial lending, portfolio management, credit underwriting, risk analysis and loan structuring. Expertise in commercial lending from start to finish with an attention to detail, organization, and a focus on customer service.

Experience

1. Senior Vice President, Portfolio Manager Team Leader

   First Horizon Bank

   Aug 2016 — Present · Knoxville, TN, US

   Serve as senior underwriter to ensure team is consistently evaluating all credit requests and considering all risk factors.• Supervise a credit team supporting assigned Relationship Managers on all credit requests and engage Credit Risk Management as needed.• Monitor assigned loan portfolio of ~$700 million in commercial credit commitments, monitoring drivers impacting its risk profile.• Collaborate with Relationship Managers to position the Bank to win new business based on solid understanding of the client’s profile. Interface with the client as a secondary contact for credit-related inquiries. • Manage credit risks through underwriting, policy compliance, and risk assessments on credit requests. Work with Credit Analysts to ensure credit analysis is complete, accurate, and thoroughly documented.• Exercise in-depth knowledge in assigned industry, serving as a credit expert to other bankers, reviewing transactions to make recommendations regarding structure and risk factors. Provide research and metrics to notify Relationship Managers of trends, risk factors and market opportunities.• Ensure data integrity by monitoring and updating pipeline activity.• Maintain working knowledge of business and economic developments which impact the loan portfolio, profitability, and banking in general.

Education

• Haslam College of Business at the University of Tennessee

  Bachelor’s Degree, Public Administration, Economics

  2007 — 2011

• Tennessee Tech University - College of Business

  Masters of Business Administration - MBA

  2019 — 2021

Skills

• Banking
• Risk Management
• Portfolio Management
• Loans
• Outlook
• Volunteer Management
• Research
• Credit Analysis
• Accounting
• Microsoft Powerpoint
• Financial Risk
• Critical Thinking
• Mortgage Lending
• Underwriting
• Microsoft Word
• Microsoft Excel
• Social Media
• Team Leadership
• Financial Analysis
• Fdcpa
• Mortgage Servicing
• Finance
• Time Management
• Non-Profit Administration
• Leadership
• Loan Structure
• Public Speaking
• Relationship Management
• Budgeting
• Microsoft Office
• Sales
• Analytical Skills
• Credit
• Auditing
• Management
• Team Building
• Data Analysis
• Pivot Tables
• Financial Services
• Analysis