Nicholas Kaniaris

About Nicholas Kaniaris

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Experience

1. Middle Market Relationship Manager, SVP

   Synovus

   May 2023 — Present · Miami-Fort Lauderdale, FL, US

   I’m proud to represent Synovus because I know, if a business is credit worthy, we can get the job done in an efficient manner. The bank was founded in the late 19th century and has accumulated approximately $60B in assets. We are concentrated in Florida and Georgia and use a relationship sales approach by providing excellent customer service, access to senior management and local decisioning. For example, my office is next to my credit analyst, underwriter and risk officer who collectively have been in the market for > 50 years and the team has the authority to approve relationship exposures of up to $50 Million. Each of these are partners enjoy visiting with clients and prospects to meet the owners and/or management team, get a better understanding of the company and its financial needs with the express purpose of enhancing our speed to market strategy. The team is laser focused on growing the bank one client at a time. Our typical client will have revenue between $20 Million to $250 Million in revenue, which is not unique. What is unique, is how we work with our clients to tailor a solution when the credit profile has a deficiency. We work closely as a team to structure credit to help the client gain access to the credit they need when they need it. We are fairly industry agnostic, we like the prevalent industries in south Florida, such as: marine, aviation, trucking, healthcare, education and technology and the vendors that support those industries. In general, we look for businesses that build something, store something, service something or move something.

Education

• University of Florida

  MBA, Business

  2006 — 2008

• University of South Florida

  Bachelor of Science (BS), Psychology

  1997 — 2000

Skills

• Sba
• Underwriting
• Financial Analysis
• Finra
• Asset Based Lending
• Commercial Lending
• Business Relationship Management
• Series 7
• Cash Management
• Credit
• Cross Selling
• Cash Flow
• Credit Analysis
• Portfolio Management
• Loans
• Credit Risk
• Mortgage Lending
• Finance
• Small Business Lending
• Leadership
• Financial Risk
• Relationship Management
• Consumer Lending
• Mortgage Banking
• Investments
• Commercial Mortgages
• Lines of Credit
• Banking
• Commercial Banking
• Loan Origination
• Deposits
• Treasury Management
• Retail Banking
• Series 63