Neil Jay
Risk Manager @PoloWorks
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WORK HISTORY
Risk Manager @PoloWorks
London, GB
Risk Manager within the 2nd Line function of a Lloyd’s Managing Agency, supporting the continued evolution of the Enterprise Risk Management framework across partner syndicates. • Contribute to quarterly and annual ORSA production, including Risk Appetite monitoring, KRI development and capital & solvency oversight. • Support Internal Model governance processes, including model change reporting and regulatory submissions. • Lead the Emerging Risk framework, including horizon scanning, impact assessment and Board-level reporting. • Facilitate Risk & Control Self-Assessments (RCSAs) and Issues & Incidents governance across business functions. • Prepare and support Board and Committee reporting cycles, translating technical risk data into clear oversight insight.
EDUCATION
Chartered Insurance Institute
Cert CII
SKILLS
ABOUT NEIL JAY
I am a risk and governance professional with over 20 years’ experience in the Lloyd’s and London Market insurance sector, including more than eight years within Enterprise Risk Management. My career spans 1st line underwriting controls, 2nd line risk oversight, operational resilience, and consultancy — giving me a balanced, end-to-end understanding of how risk frameworks operate in practice.I have built and enhanced Enterprise Risk Management frameworks for Lloyd’s Managing Agencies, insurers and MGAs at varying stages of maturity. My experience includes ORSA production and oversight, Risk Appetite development, RCSA design and challenge, emerging risk governance, internal model processes and incident management frameworks. I have also designed and embedded operational resilience frameworks aligned to evolving regulatory expectations.Alongside technical expertise, I bring strong Board and Committee reporting experience. I regularly translate complex risk and capital information into clear, decision-ready insight, supporting effective oversight and constructive challenge. I am experienced in preparing Board and Committee papers, facilitating senior risk discussions and working closely with Executive teams to align risk profile with strategic objectives.My background in underwriting controls, claims and MI analytics provides a practical, commercially aware perspective. I combine governance discipline with data literacy (Riskonnect, Sword/Magique GRC, Power BI, Excel/SQL) to ensure reporting is both technically robust and strategically meaningful.I am particularly interested in Board and Non-Executive opportunities where I can contribute to risk oversight, operational resilience, regulatory governance and underwriting control effectiveness within regulated financial services environments.
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