Neha Surani
CFA Level 1 Candidate | Finance Enthusiast | collection and underwriter retail credit
- Role
- Assistant Manager in Rb - Collection & Underwriting at Axis Bank
- Location
- Mumbai, IN
- LinkedIn followers
- 500 followers
About Neha Surani
To achieve high career growth in Banking & Finance Sector where I can show my Banking skills, Management skills, and Teamwork in a challenging environment. Where I can utilize and enhance my skills to bring out the best in me for the success of the organization while gaining valuable work experience in a team-oriented environment.
Experience
Assistant Manager in Rb - Collection & Underwriting
Jun 2022 — Present · IN
Manages assigned credit transactions ensuring that the loan requests are being handled efficiently and processed in a timely manner, consistent with The Bank’s standards. With supervision, communicates with lenders, credit officers and management about specifics concerning approved and declined loans when merited. Analyzed customer credit Profiles and Financial Statements to Assess Risk Levels. Manage the credit process while communicating effectively with the Relationship Manager, Credit Officer and Client. Maintain credit policy standards, perform general supervision of workflow and participate in team effort to achieve departmental/company goals. Conducted Research on Customer Credit Trends and Industry Regulations to Ensure Compliance with Applicable Law. Identified Opportunities for Improvement in Existing Processes Related to Retail Lending Activities. Reviewed Documents Submitted by applicants for accuracy before Processing Loan Applications.Ensured Enhance to all Regulatory Requirements regarding Customer protection Laws. Followed Banking Requirements and government lending Regulations. Analyzed and Prepared Existing Borrower Report and Reviews to track Repayments and Compliance with Loan Agreement. Analyzed Complex Financial Documents such as Bank Statements, Loan Application, CIBIL, Tax Returns for Indications of Fraudulent Activity. Assess and make credit decisions on closed-end and revolving product applications including secured and unsecured Credit Cards
Education
Somaiya Vidyavihar
Bachelor of Commerce - BCom, Accounting and Finance
2014 — 2017
Jain (Deemed-to-be University)
Post-Graduation in Banking & Finance, Banking & Finance., 75%+
2020 — 2021
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