Neetu Mohindra
Credit Risk Analyst @SmartestEnergy
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WORK HISTORY
Credit Risk Analyst @SmartestEnergy
London, GB
Develop and analyze key risk and performance reports for senior management review.• Collaborated across credit, data, and IT teams to automate manual reporting workflows, reducing processing time.• Enhanced the credit control framework by identifying inefficiencies and implementing corrective actions.• Developed and maintained comprehensive documentation of credit risk procedures and metrics.• Played a key role in system enhancements by testing new features and providing end-user feedback to development teams.• Run established controls and serve as SME for credit risk metrics and data.• Conduct detailed credit analysis, due diligence, and periodic reviews to avoid credit risk breaches.• Worked with cross functional teams to streamlined the process and clear overdue on accounts significantly.• Support internal risk processes, including CCR exposure and covenant monitoring.• Led risk reporting improvements by developing and presenting accurate reports for senior stakeholders.
EDUCATION
Kurukshetra University
Masters, Arts (English)
Kurukshetra University
Post Graduate Diploma, Computer Application
Kurukshetra University, Kurukshetra
Bachelors Degree, English
Kurukshetra University
Bachelor of Education - BEd, Education
Banasthali Vidyapith
Masters, Business Administration (Marketing & Finance)
ABOUT NEETU MOHINDRA
Accomplished finance professional with over 10 years of experience, including 5+ years specializing in credit risk analysis. Skilled in evaluating financial risk, conducting complex credit assessments, and supporting strategic decision-making across diverse industries. Proven track record in developing risk frameworks, managing high-risk exposures, and advising stakeholders on credit policies. Proficient in tools such as Oracle, Salesforce, and advanced Excel models.
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