Neetesh Jain
Manager - Housing Finance Underwriting | Retail Credit | Risk Assessment | HL & LAP Specialist | 10+ Years in Banking
- Role
- Credit Manager - Hf & Mortgages at Bandhan Bank
- Location
- Vidisha, MP, IN
- LinkedIn followers
- 500 followers
About Neetesh Jain
Finance professional with 10+ years of experience in banking and credit underwriting. Currently working with Bandhan Bank and handling Housing Finance underwriting. Associated with reputed institutions such as HDFC Bank, AU Small Finance Bank, Equitas Bank, and FICCL. Strong exposure across retail and MSME credit including HL, LAP, MSME, KCC, and TW, with hands-on experience in credit appraisal, risk assessment, and portfolio management.
Experience
Credit Manager - Hf & Mortgages
Dec 2025 — Present · Ujjain, IN
Handling end-to-end credit underwriting for Housing Finance & Mortgage cases including risk assessment, financial analysis, legal/technical checks, policy adherence and approval recommendations to support healthy portfolio growth. Supporting business teams with faster TAT, assessments and controlled portfolio datinguencies.
Education
Barkatullah University, Bhopal
BSC, Computer Science
2014 — 2017
Edupristine Empowering Professionals
Financial Modeling, Accounting and Finance
2020 — 2021
Udemy
Commercial Credit Analysis, Accounting and Finance
2021 — 2021
Jaipur National University
Master of Business Administration - MBA, Finance, General
2019 — 2021
Corporate Finance Institute® (CFI)
Credit Management, Credit Management
2020 — 2020
National Institute of Bank Management (PGDM)
Credit Management, Finance, General
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